Beyond Financing, Inc.
(857) 410-1391

PRIVACY POLICY

Beyond Financing, Inc.
Effective Date: 01/01/2026

Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers’ need and desire to preserve their privacy and confidentiality. Safeguarding our customers’ nonpublic personal information is a priority, and we maintain standards designed to protect such information in accordance with applicable federal and state laws, including the Gramm-Leach-Bliley Act (GLBA).

1. Information We Collect

We collect nonpublic personal information about our customers as necessary to conduct business and provide mortgage and financial services. This information may include:

  • Information provided on applications, forms, or through communications (including via phone, SMS, email, website, or in person), such as:
    • Name, address, telephone number, email address
    • Social Security number and identification information
    • Employment, income, and financial data
  • Information about your transactions with us or others, including:
    • Loan balances, payment history, and account activity
  • Information received from consumer reporting agencies, including:
    • Credit scores, credit reports, and creditworthiness data
  • Information from employers, financial institutions, and other third parties to verify:
    • Employment, income, assets, and deposits

2. How We Use Your Information

We use your personal information to:

  • Provide mortgage and financing services
  • Process and underwrite loan applications
  • Communicate with you regarding your loan and related services
  • Send transactional and service-related communications, including SMS
  • Respond to inquiries and provide customer support
  • Comply with legal, regulatory, and compliance obligations

3. SMS Communications and Consent

By providing your phone number and opting in through our website, application process, or other communication channels, you consent to receive SMS messages from Beyond Financing, Inc. related to:

  • Loan application updates
  • Appraisal and underwriting notifications
  • Document requests
  • Appointment reminders
  • Account and service-related notifications

Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP to any message.
For assistance, reply HELP or contact us:

📞 857-410-1391
🌐 https://www.beyondfinancing.com/

SMS consent is not shared with third parties or affiliates for marketing purposes.

4. Information Sharing and Disclosure

We do not sell your personal information.

We may disclose your information as permitted by law, including:

  • To lenders, investors, and financial institutions necessary to process your loan
  • To service providers performing business functions on our behalf
  • To credit bureaus and verification services
  • To regulatory authorities, auditors, or legal entities when required
  • To comply with federal and state laws, including anti-money laundering and fraud prevention requirements

All third parties are required to maintain the confidentiality of your information.

5. Data Security

We maintain physical, electronic, and procedural safeguards designed to protect your nonpublic personal information. Access to your information is restricted to authorized personnel who require it to perform their job functions.

6. Data Retention

We retain your personal information for as long as necessary to:

  • Fulfill the purposes outlined in this policy
  • Comply with legal, regulatory, and audit requirements
  • Resolve disputes and enforce agreements

7. Your Privacy Rights

Depending on your state of residence, you may have rights under applicable privacy laws, including the right to:

  • Access your personal information
  • Request correction of inaccurate information
  • Request deletion of certain personal data (subject to legal limitations)
  • Opt out of certain communications

To exercise your rights, please contact us using the information below.

8. Third-Party Websites

Our website may contain links to third-party websites. These sites are not governed by this Privacy Policy, and we are not responsible for their privacy practices.

9. Policy Updates

We reserve the right to amend this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.

10. Contact Information

For questions regarding this Privacy Policy or our data practices, please contact:

Beyond Financing, Inc.
📍 999 Broadway, Suite 500-N, Saugus, MA 01906
📞 857-410-1391
📧 pansini@beyondfinancing.com
🌐 https://www.beyondfinancing.com/